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Stonerboy779

What I did today .......

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I don't think it's luck. :P

There's been reported situations where someone is more creditworthy in every way but won't get accepted for certain loans or cards, to the mystery of all but the creditors.

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Sure, but 99.9% of the time, it's a combination of your income versus your available credit...plus a bit of credit history (AKA not missing payments).

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Only thing I'm missing is the income now. I want those awesome AmEx 3X credit limit increases on both cards, but I'm never getting $60k of credit when I make less than that each year.

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It'll come in time. You don't want credit increases though...when the time comes liquid cash makes a lot more impact than stupid amounts of credit. :)

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It'll come in time. You don't want credit increases though...when the time comes liquid cash makes a lot more impact than stupid amounts of credit. :)

50 days away, but I won't bother with the CLI yet even though it's a soft inquiry. I don't need more credit. I did when I applied for the AmEx because BoA is very conservative with limits, requiring me to pay my card down a couple times a month. I just need a better job now...

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Took my lady to the range. No sight better than a lady with a .45!

 

 

 

Unless the .45 is pointed toward you.

Edited by StefenHeif

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