Waco Report post Posted July 13, 2014 I don't think it's luck. Share this post Link to post Share on other sites
Onion Report post Posted July 13, 2014 I don't think it's luck. There's been reported situations where someone is more creditworthy in every way but won't get accepted for certain loans or cards, to the mystery of all but the creditors. Share this post Link to post Share on other sites
Waco Report post Posted July 13, 2014 Sure, but 99.9% of the time, it's a combination of your income versus your available credit...plus a bit of credit history (AKA not missing payments). Share this post Link to post Share on other sites
Onion Report post Posted July 13, 2014 Only thing I'm missing is the income now. I want those awesome AmEx 3X credit limit increases on both cards, but I'm never getting $60k of credit when I make less than that each year. Share this post Link to post Share on other sites
Waco Report post Posted July 13, 2014 It'll come in time. You don't want credit increases though...when the time comes liquid cash makes a lot more impact than stupid amounts of credit. Share this post Link to post Share on other sites
Onion Report post Posted July 13, 2014 It'll come in time. You don't want credit increases though...when the time comes liquid cash makes a lot more impact than stupid amounts of credit. 50 days away, but I won't bother with the CLI yet even though it's a soft inquiry. I don't need more credit. I did when I applied for the AmEx because BoA is very conservative with limits, requiring me to pay my card down a couple times a month. I just need a better job now... Share this post Link to post Share on other sites
ccokeman Report post Posted July 13, 2014 Picked up some groceries for dinner, watched some TV, got the car washed......Just a lazy sunday! Share this post Link to post Share on other sites
iluvstrats2 Report post Posted August 6, 2014 Took my lady to the range. No sight better than a lady with a .45! Share this post Link to post Share on other sites
ccokeman Report post Posted August 6, 2014 Took my lady to the range. No sight better than a lady with a .45! Looks like a fun day to me. Share this post Link to post Share on other sites
l1il Report post Posted August 6, 2014 (edited) Took my lady to the range. No sight better than a lady with a .45! Unless the .45 is pointed toward you. Edited August 6, 2014 by StefenHeif Share this post Link to post Share on other sites
iluvstrats2 Report post Posted August 6, 2014 (edited) Twas a fun day! She was shooting 45 better than the other guys on the line. Thats my girl Edited August 6, 2014 by iluvstrats2 Share this post Link to post Share on other sites
jkeener71 Report post Posted August 6, 2014 Colorful Share this post Link to post Share on other sites
