stewy_fallingup Posted May 8, 2009 Posted May 8, 2009 awwwwww come on am i gonna have to be the one who mentions NEWEGG!! Share this post Link to post Share on other sites More sharing options...
owcraftsman Posted May 9, 2009 Posted May 9, 2009 It happens all the time man, can't afford it today but hell,, I can afford it tomorrow, People don't sit back and realize that this spending strategy is why they don't have the money for it in the first place I am sorry for being rude but the repo man won't be any more polite My wife and I charge things all the time but no more than we can't pay off on 30days before interest. Sadly we found out the hard way if you don't keep balances no mater how much money you have in the bank your credit rating will fall and the premium borrowing rate is out of reach. That happened when we went to buy another car we had zero debt and because of that we were stuck with a higher than advertised rate. The whole banking system is broken when they reward people who barrow constantly instead of save. So it may be possible he's just looking to kep his credit active. BTW love your avitar LOL Share this post Link to post Share on other sites More sharing options...
IVIYTH0S Posted May 9, 2009 Posted May 9, 2009 My wife and I charge things all the time but no more than we can't pay off on 30days before interest.Sadly we found out the hard way if you don't keep balances no mater how much money you have in the bank your credit rating will fall and the premium borrowing rate is out of reach. That happened when we went to buy another car we had zero debt and because of that we were stuck with a higher than advertised rate. The whole banking system is broken when they reward people who barrow constantly instead of save. So it may be possible he's just looking to kep his credit active. BTW love your avitar LOL I hate credit, I have yet to get a credit card. I guess I should get one since I'm super quick in paying off debt and never spend money if I know I know owe someone. I only buy things I can afford cash in hand (even if I have to withdrawal it). I think a house is the only thing I'll ever take out loans for. Share this post Link to post Share on other sites More sharing options...
Waco Posted May 9, 2009 Posted May 9, 2009 I hate credit, I have yet to get a credit card. I guess I should get one since I'm super quick in paying off debt and never spend money if I know I know owe someone. I only buy things I can afford cash in hand (even if I have to withdrawal it). I think a house is the only thing I'll ever take out loans for. You'll never get a good loan on a car let alone a house without active credit. 33% of your total available credit being used is the magic number. Share this post Link to post Share on other sites More sharing options...
Fireonice Posted May 9, 2009 Posted May 9, 2009 lol.................. and waco is this the reason my mom is freaking out about her car and house payments because she has good credit... Share this post Link to post Share on other sites More sharing options...
Kash Posted May 9, 2009 Posted May 9, 2009 Financing a $200 purchase sounds like a serious mistake... Not when you're getting a 0% rate. At that point it's just an interest free payment plan. Share this post Link to post Share on other sites More sharing options...
IVIYTH0S Posted May 9, 2009 Posted May 9, 2009 You'll never get a good loan on a car let alone a house without active credit. 33% of your total available credit being used is the magic number. I'll never buy a car I can't afford straight up. As for the house, I don't know what I'll do there and I'm working really hard on not having to ever take out a loan for school Share this post Link to post Share on other sites More sharing options...
davidst Posted May 9, 2009 Posted May 9, 2009 (edited) I hate credit, I have yet to get a credit card. I guess I should get one since I'm super quick in paying off debt and never spend money if I know I know owe someone. I only buy things I can afford cash in hand (even if I have to withdrawal it). I think a house is the only thing I'll ever take out loans for. Now here's a twist, Discover Card pays me cashback 1% on all of my purchases and 5% on special monthly promos. I use this for a credit to my account, about $15 a month. I put everything that I can on the card and of course pay it off every month so there is no interest. This way I can see what I am spending and where it goes and the $15= free DSL every other month Edited May 9, 2009 by davidst Share this post Link to post Share on other sites More sharing options...
IVIYTH0S Posted May 9, 2009 Posted May 9, 2009 (edited) Now here's a twist, Discover Card pays me cashback 1% on all of my purchases and 5% on special monthly promos.I use this for a credit to my account, about $15 a month. I put everything that I can on the card and of course pay it off every month so there is no interest. This way I can see what I am spending and where it goes and the $15= free DSL every other month ya, I'll probably get one soon. I debit alot of things, so I'll just credit them and then pay them immediately. I'm trying to find the one that will give me the most percent off in what I usually buy, while still having the general percentages off other things. Edited May 9, 2009 by IVIYTH0S Share this post Link to post Share on other sites More sharing options...
Waco Posted May 9, 2009 Posted May 9, 2009 I'll never buy a car I can't afford straight up. As for the house, I don't know what I'll do there and I'm working really hard on not having to ever take out a loan for school You'll change your tune when it comes to buy a house methinks. Share this post Link to post Share on other sites More sharing options...
Dariuas Posted May 11, 2009 Posted May 11, 2009 How dare you spend your money the way you want to! Seriously though, the best thing about Best Buy is that they display their monitors. Go and see which ones you like, afterall you are the one who is going to look at it for the next foreseeable future. Samsung generally would be the best brand at Best Buy but see for yourself and choose one. I would assume there is a return policy in case the one you pick looks different in your home lighting than the store's. Don't let these folks make you feel bad, they are just trying to save ya some money. No harm there. And it looks like you have already decided to use the store credit card. Enjoy your new monitor. Bad idea ;-) The monitors are all run through 1 video source, and that video source is shat, so its really a luck of the draw, if the node that that particular monitor is plugged in to is bad the picture will look bad. Old outdated IBM technology. Share this post Link to post Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now